Automobile Liability Covered Risks

Liability: Provides protection against financial loss when you are held responsible for injury or damage as the result of an accident.

Uninsured/Underinsured Motorist: Provides you with bodily injury and property damage coverage when you are in an accident with an uninsured driver who is at fault, or if you are struck by a hit and run driver.

Personal Injury Protection: Pays benefits to you and relatives in your household. The benefits generally include medical expense, work loss, essential services, and funeral expenses.

Comprehensive Coverage: Pays for losses from any cause other than collision. A deductible generally applies except in losses caused by fire or lightning.

Specified Causes of Loss (FTCAC): This coverage provides for the perils of fire, theft, flood, riot, vandalism, civil commotion, wind storm, hail, earthquake, lightning, and mischief.

Collision Coverage: Pays for losses caused by collision with another object or if the auto overturns. A deductible generally applies.

Non-Owned Automobile: Provides you with liability coverage when someone else,particularly employees, use their autos for business purposes.

Hired Auto: Provides you with liability coverage when using a leased or rented vehicle.

Disclaimer & Privacy Statement

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